Credit subject to status and affordability. Universal Jewellery Limited FRN: 1013120 trading as Aardvark Jewellery are authorised and regulated by the Financial Conduct Authority. We are a credit broker not a lender — credit is subject to status and affordability, and is provided by Mitsubishi HC Capital UK PLC. Terms & Conditions Apply. The register can be accessed through www.fca.org.uk